Save for your Home Loan deposit the Trusted way

Posted on 2016-01-18

Saving a deposit for a first home loan can be a real challenge, especially if you haven’t had to exercise such financial discipline before. Indeed, it may well be the biggest obstacle for many when they decide to become a property owner for the first time. That is why it is important to set in … Continue reading “Save for your Home Loan deposit the Trusted way”

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Tips for borrowers planning to start a family

Posted on 2016-01-11

Having a baby is one of the most wonderful experiences in life, but it can also be stressful. You don’t want to be worrying about how you’re going to juggle your finances once your baby arrives. The time to start planning is when you decide to become, or find out that you’re going to be, … Continue reading “Tips for borrowers planning to start a family”

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First home buyer? Don’t know what to do first?

Posted on 2016-01-05

A good place to start is by getting your head around the various costs associated with buying a property and applying for your first home loan When it comes to budgeting to buy a home, the process can feel daunting – especially if you are a first-time buyer. A good place to start is by … Continue reading “First home buyer? Don’t know what to do first?”

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How can a home loan calculator help you plan?

Posted on 2015-10-13

Whether you are wondering about your borrowing capacity, or wish to calculate your anticipated mortgage repayments, a home loan calculator can be a valuable tool. Read on to find out more about our favourite calculators – and how they can help you to save money on your mortgage. The cost of buying When it comes … Continue reading “How can a home loan calculator help you plan?”

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Do You Need A Finance Broker Or A Financial Planner?

Posted on 2015-09-06

When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Mortgage brokers and financial planners, although similar in their professional outlook, cater to different financial endeavours. Mortgage brokers are qualified and must be either licensed or appointed to act as … Continue reading “Do You Need A Finance Broker Or A Financial Planner?”

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Keeping the home despite family difficulties

Posted on 2015-08-02

The stakes were high for David and Karen, who were dealing with a child’s ill health and, as a result, extreme financial and emotional stress.

David and Karen were facing a number of difficulties in their life. First, their second child had fallen seriously ill……

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Why Paying Off Your Credit Cards Is Not Enough

Posted on 2015-07-26

Getting your mortgage application together can require quite a bit of financial scrutiny. In order to figure out your serviceability, your potential lender will look deeply into your finances. It’s a no brainer to take your credit card debts into consideration when applying for a mortgage. But what many people do not realise is that … Continue reading “Why Paying Off Your Credit Cards Is Not Enough”

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Ask a Trusted Mortgage Broker how RBA rate changes affect your interest rate

Posted on 2015-07-19

With the RBA setting the official cash rate at all-time lows, it’s a good time to work out how this impacts the interest rate on your home loan and whether you are getting a good deal or not. When the interest rate on your home loan fluctuates, it can feel as though you don’t have … Continue reading “Ask a Trusted Mortgage Broker how RBA rate changes affect your interest rate”

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How To Pay Off Your Mortgage Faster

Posted on 2015-06-14

When was the last time you looked closely at your loan, the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in other assets or reach financial … Continue reading “How To Pay Off Your Mortgage Faster”

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How To Avoid Loan Default

Posted on 2015-06-08

Late payments and loan defaults leave marks on a credit history that can complicate any effort to refinance or secure a loan in the future. Default can also lead to a home being repossessed and sold by the lender, so it’s very important to act quickly to avoid it. While late bill payments and a … Continue reading “How To Avoid Loan Default”

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