How can a home loan calculator help you plan?

Posted on 2015-10-13

Whether you are wondering about your borrowing capacity, or wish to calculate your anticipated mortgage repayments, a home loan calculator can be a valuable tool. Read on to find out more about our favourite calculators – and how they can help you to save money on your mortgage. The cost of buying When it comes … Continue reading “How can a home loan calculator help you plan?”

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Do You Need A Finance Broker Or A Financial Planner?

Posted on 2015-09-06

When taking the plunge into the world of home loans and property investment, the challenge often lies in knowing which expert to approach for help. Mortgage brokers and financial planners, although similar in their professional outlook, cater to different financial endeavours. Mortgage brokers are qualified and must be either licensed or appointed to act as … Continue reading “Do You Need A Finance Broker Or A Financial Planner?”

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Keeping the home despite family difficulties

Posted on 2015-08-02

The stakes were high for David and Karen, who were dealing with a child’s ill health and, as a result, extreme financial and emotional stress.

David and Karen were facing a number of difficulties in their life. First, their second child had fallen seriously ill……

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Why Paying Off Your Credit Cards Is Not Enough

Posted on 2015-07-26

Getting your mortgage application together can require quite a bit of financial scrutiny. In order to figure out your serviceability, your potential lender will look deeply into your finances. It’s a no brainer to take your credit card debts into consideration when applying for a mortgage. But what many people do not realise is that … Continue reading “Why Paying Off Your Credit Cards Is Not Enough”

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Ask a Trusted Mortgage Broker how RBA rate changes affect your interest rate

Posted on 2015-07-19

With the RBA setting the official cash rate at all-time lows, it’s a good time to work out how this impacts the interest rate on your home loan and whether you are getting a good deal or not. When the interest rate on your home loan fluctuates, it can feel as though you don’t have … Continue reading “Ask a Trusted Mortgage Broker how RBA rate changes affect your interest rate”

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How To Pay Off Your Mortgage Faster

Posted on 2015-06-14

When was the last time you looked closely at your loan, the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in other assets or reach financial … Continue reading “How To Pay Off Your Mortgage Faster”

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How To Avoid Loan Default

Posted on 2015-06-08

Late payments and loan defaults leave marks on a credit history that can complicate any effort to refinance or secure a loan in the future. Default can also lead to a home being repossessed and sold by the lender, so it’s very important to act quickly to avoid it. While late bill payments and a … Continue reading “How To Avoid Loan Default”

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Case Study: Everything That Can Go Wrong, Will

Posted on 2015-03-15

When Bronwyn set out to build her dream home, luck was not on her side. In fact, it was an all-round disaster zone. At 63 and with a couple of investment properties under her belt already, Bronwyn was ready to demolish her home and rebuild as a dream home for herself, her daughter Lisa and … Continue reading “Case Study: Everything That Can Go Wrong, Will”

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