Building Insurance

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Do you need it?

If you have building Insurance you will be protected if the unexpected events such as fire, theft and storm happen to your most important asset, your home.

If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants. Although it’s not compulsory, if you own your own home this sort of insurance should be a top priority.

What does it cover?

It covers the cost of repairing or rebuilding your home if it’s damaged. Policies vary from one insurer to another in exactly what events you’re covered for, but generally speaking, you’ll be able to claim if your home is damaged by:

  • Natural events such as storms and floods
  • Fire, smoke, explosions
  • Vandalism
  • Subsidence
  • Car and lorry collisions
  • Falling trees
  • Water damage from leaking pipes
  • Oil leaking from your heating system

Depending on the type of policy you get, it may also cover other structures around the home such as garages, fences, outside walls and driveways.

Contact us now to get your quote.

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